Preprint / Version 1

Genetic Testing Decision Making: A Game Theoretic Model


  • Anirudh Kumar Juanita High School
  • Majid Mahzoon



Genetic Testing, Hereditary Disease, Health Insurance


Genetic diseases affect around 200,000 people in the United States (Cleveland Clinic, 2021). These are the result of mutations passed down through families leaving a history of disease by inheritance. Several genetic testing kits have become popular in recent years, and have led to positive outcomes for those affected by specific conditions which can be identified and treated before becoming more problematic later in life (e.g. BRCA). However, the decision about whether or not to take a test is not always clear-cut due to financial and psychological implications. For this reason, I have created a model that aids in the decision-making process for someone considering a genetic test. My analysis assumes that patients start with an initial belief about harboring a genetic mutation based on their family history of the disease. As patients receive results for genetic tests, this belief changes. Besides the initial belief, the two other inputs into this analysis are test accuracies and insurance thresholds1. At each given test accuracy and insurance threshold, some patients will opt to take the genetic test, and some will not, depending on their initial beliefs. There is a breakpoint2 in initial beliefs in which the optimal choice switches from not taking the test to taking the test. As tests become more accurate, patients will become more confident in future health problems arising and more willing to pay for preventive procedures regardless of whether their health insurance will reimburse the costs. These dynamics are captured in the model discussed below.


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